Retirement Planning News – Successful retirement is about increasing income and reducing stress

Top Unexpected Expenses in Retirement

Those that are prepared for retirement will often still be surprised when certain expenses appear. The surprise is usually in the magnitude of the expense...

Social Security Changes Under Biden Administration

If President Biden can improve our Social Security system, which is clearly in trouble, that could very well be the biggest achievement by a President...

Spending Freeze for Pre-Retirees

Spending Freeze: stopping all spending during a specific timeframe. Two of the most popular questions pre-retirees ask when they are considering retirement are: Do I...

Intermittent Spending – Mindfulness With Money

Intermittent Spending: the act of positively changing our spending habits by abstaining from spending during a specific timeframe. If you are struggling with money, you...

Indexed Universal Life Insurance (IULs)

Indexed Universal Life insurance, also known as IUL, is a type of life insurance that offers a different way to grow cash within the policy....

Collecting Social Security While Working

What happens if you claim Social Security yet continue to work?What are the rules and penalties associated with simultaneously claiming and working? Where does the...

Risk Free Investments

Summary: Most people are familiar with the investment concept of risk vs reward or risk/return. Typically, the more risk you take, the greater the return...

Early Retirement Packages & Offers

Summary: Sometimes a company will offer an early retirement package to employees. This has certainly been the case during the summer of 2020 for industries...

Money Worth More Than Time?

Summary: In 1977, Warren Buffet’s son, Peter, received an inheritance of $90,000. Had he kept that in Berkshire stock it would be worth about $200...

When “Free” Isn’t Free.

Summary: Free is a good thing right? Well, as the old saying goes, nothing in life is free. Or is it? Many things are offered...